Profession: Private Banker (Swiss supported)
Location: Hong Kong

Client Profile:Mr. Suzuki is the owner of a company in Japan that holds an operating subsidiary corporation in the United States. Though he carries a portfolio of principal protected notes through his private banker in Hong Kong, most of his assets are in Japan and the United States, gathered over time as his company grew.

Mr. Suzuki’s United States holdings include real estate, a blue chip stock investment portfolio in addition to his company’s assets all over the world including his Japan based company’s operational subsidiary in the US. His US subsidiary experienced ongoing success thanks to the competent executives that he chose to lead its efforts. For him, it was of utmost importance to keep them happy and to remain with the company to ensure continuing growth. He didn’t want his great leaders to have reasons to leave the company and believed that potential future funds specifically garnered for them may help encourage them to remain on board until their rightful retirement. He also wondered about other ways to entertain purposeful operational initiatives between his company in Japan and his company in the United States.

At the same time, Mr. Suzuki worried about his estate tax exposure in the United States, especially on the real estate that he hoped to keep in his family for future generations to enjoy.

Introduction to The Pacific Bridge Companies (TPBC):
Mr. Suzuki sought total care and support for his portfolio of worldwide assets. Understanding his valued client’s concerns and hopes as well as his bank’s professional limitations relating to the United States, Tony sought help from TPBC.

Financial Planning Focus for Mr. Suzuki:

  • US Estate Planning
  • Key Executive Compensation
  • Succession Planning
  • Multi National Corporate Opportunity Shifting

Financial Alternatives Coordinated by TPBC:
TPBC proposed a version of Lako e Pono through their US subsidiary preparing greater opportunity for long term financial efficiencies by proactively leveraging the differences in taxation and currency fluctuation on assets otherwise held in the Japan parent company’s reserves. Furthermore and along those lines, the plans implemented by TPBC prepared for additional future compensation for the identified preferred executives while lessening the Japan parent company’s liabilities in doing so. It was also important to introduce a key member of the TPBC Ohana, a reliable tax advisor, who provided appropriate estate tax planning counsel upon Mr. Suzuki’s request and to prepare for the cash liquidity necessary to address future tax obligations through life insurance and other suitable products behind legal structures that maximized overall results.